Accident Sickness & Unemployment cover.
Mortgage protection, such as accident, sickness and unemployment cover, can give you the peace of mind of knowing that in the event of redundancy or illness your mortgage payments will be made and your home will be safe.
You just can't predict what will happen in the future. That’s why taking out suitable mortgage protection can give you the security of knowing that if the unexpected happens, you are prepared for it. Mortgages do not generally have any protection insurance included, so it’s important to decide what kind of separate cover you will need. Accident, sickness and unemployment cover insures you against changes in your circumstances due to redundancy, disability, or illness. Usually, these payments are made after 30 consecutive days of non-working, up to a maximum of 12 months. If you require longer term protection from disability or sickness you may wish to consider an Income Protection Plan.
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